(844) 208-6852
POOR CREDIT business loan

Business Funding for Bad Credit Business Loans

Get Small Business Loans Even with Poor Credit Lets get Started


What’s unique about Merchant Advisors' Loan program? We offer poor credit business startup loans and Equity Loans that traditional banks don’t. It’s that simple our direct lending program fills the void between traditional bank business loans and less attractive avenues of financing, such as taking on partners.

In short, through our program, you can secure lending where most banks stop while retaining control of your business and meeting your business’s goals. Our program works for businesses with bad credit business loans. We’ve created an affordable, simple, and flexible approach to providing sources of short term working capital of $5,000 to $500,000 or more. You’ll receive the fast cash for your business; often in 5 to 7 business days!

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  • We offer some of the most competitive rates available
  • Loan Interest is tax-deductible, which further lowers the net effective rate.
  • Guaranteed rate over the life of your loan
  • You can pay off your loan early
  • We offer poor credit business startup loans up to $1,000,000.
  • Your money is wired directly to your bank by our FDIC insured partner bank.
  • Great Solution for seasonal merchants.
  • Flexible business financing options. We let you pick the loan repayment term.
  • We’ll approve new Restaurants in business for a minimum of 1 month.
  • We’ll approve most retail-oriented companies in business for a minimum of 6 months


  • Get approved in 48 hours! Simple Application. 90% loan approval rate.
  • No obligation application. No cost to apply. No closing costs.
  • Poor credit, not a problem.
  • A simple application process & quick business funding
  • Receive funds in as little as 5 days from the time we receive your paperwork.