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Equipment Leasing

Equipment Loans for Startup Business

Finance and lease equipment to keep your business moving forward Apply Now

What Is Equipment Financing and Equipment Leasing?

Equipment loans for startup business is the process that allows you to obtain business equipment with a loan or lease. With an equipment loan, you can purchase equipment and pay for it over time. With equipment leasing, you obtain equipment by paying regular lease payments to use the equipment without the purpose of owning it. After the lease is up, you can either give up the equipment, renew it or purchase it.

Based on the nature of the equipment, its life, and intention to lease or purchase the equipment, an equipment loan could be a more suitable business funding option. Because in certain cases, a lease cost more than a loan, and most businesses prefer to finance the equipment purchase rather than the lease. Moreover, if your lease terms include the provision that allows you to own the equipment after the lease ends, the entire amount of a lease payment may not be tax-deductible. It’s better to consult with your legal advisor or accountant about your situation.

How Does Equipment Financing Works?

In equipment financing, you get a loan to purchase the equipment by making periodic payments that include principal with interest over a fixed term. After the periodic term for the loan or lease is up, you can either renew your lease or own your equipment outright. The structure of your equipment loan may also require a personal guarantee or levy a lien on business assets. With this business financing option, you can finance any type of equipment for your small business.

How Does Equipment Leasing Works?

In equipment leasing, the lender purchases the equipment and leases it back to you for a flat monthly fee. The interest rates on your lease term may vary based on the lender and your credit profile. Most equipment leases carry fixed interest rates and fixed term to keep the periodic payments the same. After the lease term is over, you can purchase the equipment based on market value, or at a predetermined amount.

Equipment Financing & Leasing Options

One Simple Application, Fast Approvals. Cash up to $250k!

How Do You Get Equipment Financing?

Securing financing for business equipment is challenging especially with traditional lenders and banks. The depreciation of equipment usually makes traditional lenders reluctant to lend large money to businesses to purchase equipment.

However, alternative lenders provide easy and personalized financing solutions for new or pre-owned business equipment. At Merchant Advisors, we can help you get an equipment loan (alternative business loans) or lease up to $250,000 at competitive rates and lease terms without the requirement of any down payment.

Benefits of Equipment Leasing & financing

  • Cash up to $250,000 for your equipment
  • Lease new or pre-owned equipment
  • Helps improve your business efficiency
  • No significant outlay of money
  • You choose the equipment your business needs
  • Use your hard-earned cash for other business operations
  • Flexible payment options
  • No down payment requirement

How Do You Get Equipment Financing?

Securing financing for business equipment is challenging especially with traditional lenders and banks. The depreciation of equipment usually makes traditional lenders reluctant to lend large money to businesses to purchase equipment.

However, alternative lenders provide easy and personalized financing solutions for new or pre-owned business equipment. At Merchant Advisors, we can help you get an equipment loan or lease up to $250,000 at competitive rates and lease terms without the requirement of any down payment.

Equipment Financing & Leasing from Merchant Advisors

From heavy construction machines to large medical devices, having the necessary equipment is critical for your business success. With equipment financing and leasing from Merchant Advisors, you can get cash up to $250,000 to get your new or pre-owned business equipment at lowest rates without any down payment requirement. You choose the equipment, pick the vendor and we will arrange the funding for you. Our dedicated financial advisors will help you get quick approvals on any type of equipment your business needs and alternative small business loans that are best for you situation.

Why Merchant Advisors?

At Merchant Advisors, we understand your unique needs and provide customized small business loans to keep your small business progressing.