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Business Loans

ARE YOU IN THE NEED OF
A BUSINESS LOAN?

Our Loan Qualification Criteria Is Flexible And Less Intensive Than Banks
We Focus On Your Loan Approval, So That Your Business Can Grow
Let's get Started

WHY GET A BUSINESS LOAN FROM ALTERNATIVE LENDERS?

Traditional lenders are hesitant to lend money to small business owners since the Great Recession.

The online lenders are using innovative technology and have streamlined the process to make funding available for small businesses that demonstrate healthy business practices. They consider metrics like transaction history and cash flow, not just business’ credit.

BUSINESS LOAN
APPLICATION PROCESS

THE LOAN APPLICATION PROCESS

Merchant Advisors offers gratifying application, which makes it easy for the business owners to apply for a loan.

The process is simple: an online application that takes only few minutes, and you will get a decision in few minutes — whether the loan application has been approved or declined.

APPLICATION PROCESS
Loan Documentation Loan Documentation

The documents required for an online loan application may vary from lender to lender and include the following:

  • Your Social Security Number
  • Your Business Tax ID Number
  • Monthly Business Bank Statements
  • Financial Statements
Business Loan Interest Rates & Fees Business Loan Interest Rates & Fees

Interest rates and fees will differ from lender to lender. Remember to ask the following from a potential lender:

  • Total interest cost (or total cost of the loan)
  • Hidden Fees
  • Annual Percentage Rate (APR)

Use these metrics to compare loan terms and select the loan option that suits you the best.

Loan Qualification Criteria Loan Qualification Criteria

The online loan qualification criteria may vary from lender to lender, but standard guidelines are as follows:

  • Required Time in Business: 6 months - 2 years
  • Minimum Annual Revenue: $50,000 - $150,000
  • Minimum Personal Credit Score: 500 - 650
  • Type of Industry: It can be varied
Online Business Loan Requirements
At least 6 months in business, $50,000 minimum in gross sales, and no
open bankruptcies
Get Started

Read Before You Sign

Make sure you carefully read the fine print before you sign on the dotted line. You should understand any and all costs and penalties associated with your loan—irrespective of whether you apply for a bank loan, an online business or a traditional term loan. Exercise due diligence.

If you find any financial terms that you’re unacquainted with, ask your lender or get help from a trusted advisor before you sign the contract.

With so many funding options available for business borrowers, it’s time to become savvy while making a decision so you can select an option that will be the best fit for your financial needs.

Make a Smart Decision

With so many funding options available for business borrowers, it’s time to become savvy while making a decision so you can select an option that will be the best fit for your financial needs.

At Merchant Advisors, our goal is to serve our clients' immediate and long term financial needs from basic business loans and credit lines.

Choosing The Best Small Business Loan for You

Which loan fits your business the best?

Find Out Now
The Merchant Advisors®
Advantage

We've learned a lot by working with thousands of small business owners like yourself. With Merchant Advisors, you not only get capital for your business, but also credit resources, affordable prices, renewal benefits, early repayment savings and, on the top of all that, peace of mind.

iconQuick FundingTo get started, fill out a 3 step online loan application, provide basic business information, and you will get a decision in one hour and funding in as quickly as 24 hours.

iconA Dedicated Financial AdvisorYou will get an email, immediately, mentioning the current status of your loan. Our expert financial advisors will reach out to you; they work with business owners every day to address emerging financial challenges while running a small business.

iconImprove CreditBuilding a solid credit profile is important to gain access to funds at reasonable rates. We help you with your credit by reporting it to the credit bureaus.

iconLoyalty BenefitsWe offer discounted fees on loan renewals and low prices exclusively on small business loans for our loyal customers. We are always ready to help now, or anytime in the future.

The Merchant Advisors