Food is a basic requirement for every human being to survive, grow and remain healthy. Although there are numerous other requirements of life, but food is among the essential ones. Eating has taken a very place in the lives of people, who believe in eating as a way of enjoyment and entertainment in the life. More one can afford, more expensive food is opted for in high class restaurants or other food outlets.

This is the main reason that many businessmen all over the world have chosen to establish businesses of selling food to people; they have adopted various ways to conduct this business. This includes hawkers, pickup points, igloos, bars, fast-food outlets and restaurants.

The restaurants are the one which are doing roaring businesses in many parts of the world. United States of America is among the leaders in this field, where recent survey has revealed that during the year 2010 more than 7500 new food outlets of varying sizes and standards have come up, with New York on the top with over 1700 new food, beverages and entertainment openings.

This type of business is rated among the small business enterprises. Restaurants are the leaders in this Industry, and they are always on the lookout for a source of finance to start a new business or to expand/improve upon the existing one. Recent past has been a period of uncertainty for them, reason being the poor state of economy and reluctance on the part of financier to provide required capital at the right time.

Unsecured business loans alternatives were the sources which came up and provided the required capital to small business entrepreneurs and to restaurants which allowed them to improve their profits and flourish.

Poor credit business loan alternatives have attained immense popularity among small businessmen, for the reason that they agree to give reasonable discount to sell their future credit card receivables in return for the working capital.