Business Loans for Bad Credit Guaranteed
- Funding up to $1,000,000 based on your credit card sale
- You pay only when you get paid
- Only agreed upfront cost (no APR)
- No hidden fees or extra charges
Fill out our quick 3 step business loans application online by providing basic business information to qualify.
Provide a little information to determine which program you qualify for and get fast approvals.
The repayment is flexible. You will only pay when you get paid. It’s that simple.
Small businesses are booming all over the US, thanks to business cash advances.
When getting a business loan, many small businesses look to traditional lenders and banks as their only funding option. But due to their rigorous credit scoring structure, getting a business loan has become almost impossible.
Luckily, there is an alternative funding solution available – a business cash advance from Merchant Advisors.
Getting cash advances for businesses are super easy and fast compared to traditional bank business loans. Not technically a loan amount, you can get cash from $5000 to $1,000,000, to cater to all your financial needs. A business cash advance is unsecured cash given in exchange for a small portion of your future credit card sales. The repayment is simple – a pre-agreed percentage of your future business’ credit card transactions. There are no late payments and no cash flow interruptions. Moreover, there are no constraints on how you use your cash advance.
To be eligible for small business cash advances, all we ask is that you’ve been in business for at least 6 months, generate an annual revenue of $60,000, and can provide 4 months of your credit card statements. That’s it!
Merchant Advisors has been the flagship platform for business loans and business cash advance since 2003. The traditional lending process can take up to 90 days to approve, whereas Merchant Advisors offers pre-qualification in 1 hour, approval in 30 minutes, and funding within 3 to 5 business days. Follow the simple loan application steps mentioned below to apply online, or contact us directly and our financial advisors will help you through the application process.
To get started, fill out our quick 3 step loan application online by providing financial information about your business and personal credit score to qualify.
Mention your financial business needs so that it is easier to choose from a business loan, invoice financing, equipment loan, business line of credit, or a business cash advance.
You will get an email almost immediately with the status of your loan and someone will reach out to you. We generally call, but if you’re the email-type, no worries, our financial advisors can use that too!
We'll quickly fund from $5000 to $1 million to your business within 5 days.
We offer the longest payback period in the industry. 12 months.
Lowest daily payback terms & lowest cost of funds. Easier on your daily cash flow
Business Cash Advance rates as low as 1.20
No collateral, no personal guarantee and no financials needed!
99% of our applicants get approved for terms that fit their budget & cash requirements.
Cash advances for merchants only 6 months in business.
Quick turnaround. 24 hours’ approval with no obligation.
One point of contact for all your business financing & payment processing needs
Cash Advance for Businesses, known also as Merchant Cash Business Cash Advance, involves you receiving cash for selling a small portion of your future Visa and MasterCard receipts. It's that simple.
The business cash advance is established when a merchant sells an agreed-upon percentage of future Visa and MasterCard merchant account receivables in order to gain needed capital.
This is pretty much similar to invoice factoring, except in this case your future credit card receivables are factored rather than the business to business invoices.
We facilitate a variety of small business cash advances, almost for every type of business –so you can get the working capital that fits your business needs perfectly.
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