Bad Credit Business Loans | Small Business Bad Credit Business Loans

Apply online in minutes
Fill out our quick 3 step bad credit business loans application online by providing basic business information to qualify.
Fast Approvals
Provide a little information to determine which program you qualify for and get fast approvals.
Payback only when you’re making money
The repayment is flexible. You will only pay when you get paid. It’s that simple.

merchant advisors

NO HASSLE, NO DELAY GET BUSINESS CASH ADVANCE

Small businesses are booming all over the US, thanks to business cash advances.

When getting small business cash advance loans, many small businesses look to traditional lenders and banks as their only funding option. But due to their rigorous credit scoring structure, getting small business loans with bad credit has become almost impossible.

Luckily, there is an alternative funding solution available – a business cash advance from Merchant Advisors.

WHY IS A BUSINESS CASH ADVANCE A BETTER ALTERNATIVE?

Getting fast cash for businesses are super easy and quick compared to traditional bank business loans. Not technically a loan amount, you can get cash from $5000 to $1,000,000, to cater to all your financial needs. A business cash advance is unsecured cash given in exchange for a small portion of your future credit card sales. The repayment is simple – a pre-agreed percentage of your future business’ credit card transactions. There are no late payments and no cash flow interruptions. Moreover, there are no constraints on how you use your cash advance.

WHY SHOULD YOU CHOOSE MERCHANT ADVISORS?

To be eligible for small business guaranteed cash advance, all we ask is that you’ve been in business for at least 6 months, generate an annual revenue of $60,000, and can provide 4 months of your credit card statements. That’s it!

HOW IT WORKS

Merchant Advisors has been the flagship platform for business loans and business cash advance since 2003. The traditional direct lending process can take up to 90 days to approve, whereas Merchant Advisors offers pre-qualification in 1 hour, approval in 30 minutes, and business funding within 3 to 5 business days. Follow the simple loan application steps mentioned below to apply online, or contact us directly and our financial advisors will help you through the application process.

step 1
APPLY ONLINE

To get started, fill out our quick 3 step loan application online by providing financial information about your business and personal credit score to qualify.
step 2
PICK YOUR LOAN OPTIONS

Mention your financial business needs so that it is easier to choose from a business loan, invoice financing, small business equipment loans, business line of credit, or a business cash advance.
step 3
GET FAST BUSINESS FUNDING OPTIONS

You will get an email almost immediately with the status of your loan and someone will reach out to you. We generally call, but if you’re the email-type, no worries, our financial advisors can use that too!

90% renewals from existing customers.

Happy customers stay with us
long-term

Why You'll Love Us?

OUR BENEFITS

We'll quickly fund from $5000 to $1 million to your business within 5 days.
We offer the longest payback period in the industry. 12 months.
Lowest daily payback terms & lowest cost of funds. Easier on your daily cash flow
Business Cash Advance rates as low as 1.20
No collateral, no personal guarantee and no financials needed!
99% of our applicants get approved for terms that fit their budget & cash requirements.
Cash advances for merchants only 6 months in business.
Quick turnaround. 24 hours’ approval with no obligation.
One point of contact for all your business financing & payment processing needs

Benefits

How does it work ?

01
Turn your future credit card sales into cash

Cash Advance for Businesses, known also as Merchant Business Cash Advance, involves you receiving cash for selling a small portion of your future Visa and MasterCard receipts. It's that simple.
02
Convert credit card receivables into capital

The guaranteed cash advances are established when a merchant sells an agreed-upon percentage of future Visa and MasterCard merchant account receivables in order to gain needed capital.
03
It is similar to factoring except no business invoices

This is pretty much similar to invoice factoring, except in this case your future credit card receivables are factored rather than the business to business invoices.

Small Business Loan Programs

We facilitate a variety of small business cash advances, almost for every type of business –so you can get the working capital that fits your business needs perfectly.

Get started now

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