17. November 2017 / Small Business Resources
Small pass-through businesses would get benefit from the House Republican Tax Cuts and Jobs Act, in line with a report from the Tax Foundation. Almost 95% of businesses within the United States are pa
A secured loan is a financial product which requires the use of collateral as a security for the amount borrowed. This can be any personal or business property, depending on the originator of the loan. Examples of secured loans are car loans, home mortgages and savings secured loans.
Some refer to it as “loans of last resort” because defaulting on such loans will lead to loss of a home, vehicle or other property. But secured loans are ideal if there is the intention to repay in terms of interest rates because secured loans are considered low risk, as opposed to unsecured or non-collateral loans.
Secured business loans typically have longer repayment terms because lenders are confident borrowers will not risk defaulting and losing their property, such as their home. Since loan values are usually only a fraction of the actual market value of the property, it would not make sense to default, and either way the lender wins.
However, the same irritants are associated with secured loans and other types of loans from traditional lenders: loads of document requirements, long waiting periods and inflexible repayment schedules. You pay late, you pay more. That is, if you succeed in getting approved which is in no way certain.
At Merchant Advisors, we help you with your financial needs without requiring collateral or tedious paperwork. Instead of putting your property at risk, we place our trust in your business acumen by investing in your future earnings. The Merchant Cash Advance facility does away with most of the irritants and gives a pretty decent interest rate, the lowest in the market for comparative products. The only requirement is that you have a merchant account and your volume of sales justifies the amount of the cash advance. If you need a expedient, secure way to make necessary business purchases, or meet short term capital needs, the Merchant Cash Advance is your best funding solution.
Secured business loans from Merchant Advisors offer small businesses the flexibility to use the loan for many loan purposes, including property financing, fixed asset procurement, or for general purposes like working capital. Merchant Advisors strive to provide the best financial support by identifying your business’ unique history, present financial position and future working capital needs. Merchant Advisors’ 95% approval rates, zero upfront fees and more than 20 years of experience providing quality, specialized financing advice is on your side. Take advantage of business expansion initiatives and engage in rewarding marketing opportunities with our secured business loans.
16. November 2017 / Small Business Resources
This Fall points a sizeable change in the year — the summer time has come and gone, vacations are over, and the temperatures are gradually dropping day by day. Combine these changes with the forthco
14. November 2017 / Business Loans
Most of the small business owners need to borrow money at some point. The good thing is that there are many exclusive loan programs available in the lending market. Unfortunately, that is also the bad