23. July 2016 / Merchant Cash Advance
A business cash advance is a short-term business financing program this is intended to offer a small amount of money to small business owners in comparison to other long- term business financing progr
A secured loan is a financial product which requires the use of collateral as a security for the amount borrowed. This can be any personal or business property, depending on the originator of the loan. Examples of secured loans are car loans, home mortgages and savings secured loans.
Some refer to it as “loans of last resort” because defaulting on such loans will lead to loss of a home, vehicle or other property. But secured loans are ideal if there is the intention to repay in terms of interest rates because secured loans are considered low risk, as opposed to unsecured or non-collateral loans.
Secured business loans typically have longer repayment terms because lenders are confident borrowers will not risk defaulting and losing their property, such as their home. Since loan values are usually only a fraction of the actual market value of the property, it would not make sense to default, and either way the lender wins.
However, the same irritants are associated with secured loans and other types of loans from traditional lenders: loads of document requirements, long waiting periods and inflexible repayment schedules. You pay late, you pay more. That is, if you succeed in getting approved which is in no way certain.
At Merchant Advisors, we help you with your financial needs without requiring collateral or tedious paperwork. Instead of putting your property at risk, we place our trust in your business acumen by investing in your future earnings. The Merchant Cash Advance facility does away with most of the irritants and gives a pretty decent interest rate, the lowest in the market for comparative products. The only requirement is that you have a merchant account and your volume of sales justifies the amount of the cash advance. If you need a expedient, secure way to make necessary business purchases, or meet short term capital needs, the Merchant Cash Advance is your best funding solution.
Secured business loans from Merchant Advisors offer small businesses the flexibility to use the loan for many loan purposes, including property financing, fixed asset procurement, or for general purposes like working capital. Merchant Advisors strive to provide the best financial support by identifying your business’ unique history, present financial position and future working capital needs. Merchant Advisors’ 95% approval rates, zero upfront fees and more than 20 years of experience providing quality, specialized financing advice is on your side. Take advantage of business expansion initiatives and engage in rewarding marketing opportunities with our secured business loans.
22. July 2016 / Business Loans
Being a new restaurant owner you will have to buy the restaurant equipment that is required to effectively run your restaurant business. It not only takes a heavy amount of cash, but also lots of hard
20. July 2016 / Small Business Resources
According to the 2015 Small Business Credit Survey by Federal Reserve Bank of New York, business loans acquired from credit unions got the second maximum satisfaction rate from borrowers who got fundi