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Privacy Policy

Lenders or Business Service Providers By submitting an inquiry for a loan product or other service offered through this website, when you click on any button expressing an acceptance or agreement to terms, a continuance of processing or submission, you proclaim your agreement to proceed you are complying, acknowledging and agreeing to the disclosure of your PII (Personal Identifiable Information), as described herein, with lenders in our network ("Lenders") with whom you are or may be matched to.

In addition, we may share your basic information (name, business name, phone number, email address and desired loan amount) with one of our business partners to advertise their services to you, provided, however, if you do not want us to share your Personal Information in these circumstances with these business partners, please contact us to opt out by email at info@merchantadvisors.com or by postal mail at the contact information listed here.

Furthermore, by submitting the loan inquiry online you are in effect providing your electronic signature, you are extending an express invitation for one of our business partners to contact you by telephone at the numbers you have provided so they may help you with your transaction, and you hereby consent to any such calls even if your phone number is on any Do Not Call list, or by email at the email address you provided or at another address that may be associated with you that we receive from Lenders or other parties and you hereby consent to any such email so it will not be considered spam or unauthorized by any local, state or federal law or regulation.

By submitting your inquiry for a loan product, you are consenting to be contacted by one or more Lenders which may include any one of our Network Lenders, who may either by telephone (on a recorded line), email or mail based on the information you have provided to us, even if your telephone number or e-mail is on a corporate, state, or the National Do Not Call Registry.

The Difference Between Debit and Credit WEBSITE TERMS AND CONDITIONS, PRIVACY AND SECURITY POLICY
Please read these policies, terms and conditions carefully before using this website (the "Site"). By using this Site, you indicate your agreement to the terms and conditions set forth below. MerchantAdvisors.COM & ONLINECHECK.COM has established the following guidelines to ensure an enjoyable shopping experience for all customers, and to identify the benefits of, and conditions to, your use of the Site. If you are not willing to be bound by to these terms and conditions, please do not use this Site.
Additional terms and conditions applicable to specific services purchased via this website are covered separately in the Consumer Disclosure and Terms of Service document available on this website.

Use of Site You acknowledge that this Site contains information, communications, software, photos, text, video, graphics, icons, logos, music, sounds, images and other material and services (collectively "Content"), and that such Content is provided by MerchantAdvisors.COM & ONLINECHECK.COM and/or by licensors of MerchantAdvisors.COM & ONLINECHECK.COM (The term "MerchantAdvisors.COM & ONLINECHECK.COM" as used herein, includes all subsidiaries and affiliates of MerchantAdvisors.COM& ONLINECHECK.COM). You agree and acknowledge that, even though MerchantAdvisors.COM & ONLINECHECK.COM permits access to the Content, the Content is protected by copyrights, trademarks, and other proprietary (including intellectual property) rights (collectively "Rights"), that these Rights are valid and protected in all media now existing or later developed, and that except as specifically provided in these terms and conditions, your use of the Content shall be governed and constrained by applicable copyright, trademark and other intellectual property laws.

User Conduct Your use of the Site is subject to applicable local, state, federal and International law. You agree not to use the Site or any of the Content for any illegal purpose, or to transmit to or through the Site (including by use of any merchandise or services offered on or in connection with the Site) any illegal, harmful, threatening, defamatory, obscene, hateful or other objectionable material of any kind, or to interfere with, abuse or otherwise violate the legal rights of any third party using the Site.

In addition to MerchantAdvisors.COM & ONLINECHECK.COM's Rights and the rights of its licensors in individual elements of the Content, MerchantAdvisors.COM & ONLINECHECK.COM owns copyrights in the selection, coordination, arrangement and/or enhancement of the Content. You may not modify, publish, transmit, participate in the transfer or sale of, reproduce, create derivative works from, distribute, perform, display, incorporate into another web site, or in any other way exploit any of the Content, in whole or in part, without the prior written consent of MerchantAdvisors.COM & ONLINECHECK.COM.

This privacy notice discloses the privacy practices for www.onlinecheck.com. This privacy notice applies solely to information collected by this web site. It will notify you of the following:

What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.

2. What choices are available to you regarding the use of your data.
3. The security procedures in place to protect the misuse of your information.
4. How you can correct any inaccuracies in the information.
Information Collection, Use, and Sharing

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

See what data we have about you, if any.
Change/correct any data we have about you.
Have us delete any data we have about you.
Express any concern you have about our use of your data.

Security We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.
If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 1-800-870-7622 DISCLAIMER OF WARRANTY; LIMITATION OF LIABILITY

(A) YOU EXPRESSLY AGREE THAT USE OF THE SITE IS AT YOUR SOLE RISK. NEITHER MerchantAdvisors.COM & ONLINECHECK.COM, NOR ANY OF IT'S [ITS] EMPLOYEES, AGENTS, DIRECTORS, OFFICERS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SITE, OR AS TO THE ACCURACY, RELIABILITY OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH THE SITE. NO LIABILITY SHALL ATTACH TO ACHCHECK.COM & ONLINECHECK.COM FOR ERRORS CONTAINED WITHIN THIS WEBSITE INCLUDING ACCIDENTALLY MISQUOTED RATES AND TERMS OF SERVICE.

(B) THE SITE IS PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

(C) THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF THE SITE, WHETHER FOR BREACH OF CONTRACT, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. MerchantAdvisors.COM & ONLINECHECK.COM, DOES NOT WARRANT THAT DEFECTS HAVE BEEN CORRECTED OR WILL BE CORRECTED NOR DOES IT MAKE ANY REPRESENTATIONS REGARDING THE CORRECTNESS, ACCURACY, OR RELIABILITY OF THE MATERIALS IN THIS SITE. APPLICABLE LAW MAY NOT ALLOW THE TOTAL EXCLUSION OF IMPLIED WARRANTIES, IN WHICH CASE THE EXCLUSIONS SET FORTH HEREIN SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY SUCH APPLICABLE LAW. YOU SPECIFICALLY ACKNOWLEDGE THAT MerchantAdvisors.COM & ONLINECHECK.COM, IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH YOU.

(D) IN NO EVENT WILL MerchantAdvisors.COM & ONLINECHECK.COM OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING OR DISTRIBUTING MerchantAdvisors.COM & ONLINECHECK.COM OR THE MerchantAdvisors.COM& ONLINECHECK.COM SOFTWARE, BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE SITE. YOU HEREBY ACKNOWLEDGE THAT THE PROVISIONS OF THIS SECTION SHALL APPLY TO ALL CONTENT ON THE SITE.

(E) IN ADDITION TO THE TERMS SET FORTH ABOVE, NEITHER MerchantAdvisors.COM & ONLINECHECK.COM NOR ITS INFORMATION PROVIDERS OR CONTENT PARTNERS SHALL BE LIABLE, REGARDLESS OF THE CAUSE OR DURATION, FOR ANY ERRORS, INACCURACIES, OMISSIONS, OR OTHER DEFECTS IN, OR UNTIMELINESS OR INAUTHENTICITY OF, THE INFORMATION OR PRODUCT CONTAINED WITHIN THE SITE, OR FOR ANY DELAY OR INTERRUPTION IN THE TRANSMISSION THEREOF TO THE USER, OR FOR ANY CLAIMS OR LOSSES ARISING THERE FROM OR OCCASIONED THEREBY. NONE OF THE FOREGOING PARTIES SHALL BE LIABLE FOR ANY THIRD-PARTY CLAIMS OR LOSSES OF ANY NATURE, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, PUNITIVE OR CONSEQUENTIAL DAMAGES. NEITHER MerchantAdvisors.COM & ONLINECHECK.COM NOR ITS INFORMATION PROVIDERS OR CONTENT PROVIDERS WARRANT OR GUARANTEE THE TIMELINESS, SEQUENCE, ACCURACY OR COMPLETENESS OF THIS INFORMATION. YOU EXPRESSLY AGREE THAT ACHCHECK.COM & ONLINECHECK.COM SHALL NOT BE LIABLE FOR ANY DELAYS, MISDELIVERIES OR DAMAGE CAUSED BY, IN WHOLE OR IN PART, THE CONDUCT OF THE U.S. POSTAL SERVICE OR OTHER CARRIER.

(F) YOU WARRANT THAT YOU POSSESS THE LEGAL RIGHT AND ABILITY TO USE THE SITE. WITHOUT LIMITING THE FOREGOING, YOU AGREE TO BE FINANCIALLY RESPONSIBLE FOR ANY PURCHASE(S) YOU PLACE ON OR IN CONNECTION WITH THE SITE. THE SITE AND/OR THE CONTENT ON THE SITE MAY NOT BE SUITABLE FOR ALL VISITORS. YOU AGREE TO COMPLY WITH ALL APPLICABLE LAWS, RULES AND REGULATIONS CONCERNING YOUR ACCESS TO AND/OR USE OF SUCH PORTION(S) OF THE SITE AND/OR THE CONTENT, INCLUDING ANY INTERNAL RULES REGARDING YOUR ACCESS TO AND/OR USE OF THE SITE (E.G. ANY APPLICABLE RULES AND OR POLICIES.

Kenneth Reilly is a registered Agent for IRN Payment Systems