Merchant Advisors is a BBB Accredited Business. Click for the BBB Business Review of this Financial Services in Essex CT
New Business Loans

Apply Now


We value your privacy. Your information is safe and secure.

New Business Loans

If you’re a start up business or you’ve only been in business a few months then you know how hard it is to get a start up loan….until now.

Merchant Advisors provides you access to the top SEC regulated peer lending network on the internet.
This will allow you to get the new business funding you need within days at the lowest possible rate.

What is peer lending? Person to Person Lending on the Internet (peer lending) enables individual lenders to locate individual borrowers and vice-versa. This model connects borrowers with lenders through an auction-like process in which the lender willing to provide the lowest interest rate "wins" the borrower's loan (you).

Why Peer loans are better

Lower rates: We reduce the cost and complexity of bank lending and pass the savings to you.

Fast, easy, online process: Apply online in minutes, get an instant rate quote.

Secure and confidential: Your identity and personal information are always protected and we don't share that information with investors.

Easy payment process: Fixed monthly payments can be automatically deducted from your bank account

No pre-payment penalties: You can pay off your loan at any time with no penalty.

No hidden fees

What do you need to qualify?

  • 0 – 5 months in business
  • FICO score of at least 660
  • At least 18 years old
  • US citizen or permanent resident
  • Have an open bank account
  • Have a valid social security number

Peer lending not available in the following states:

  • Iowa Idaho
  • Indiana Kansas
  • Maine Mississippi
  • North Carolina North Dakota
  • Nebraska Tennessee
Apply Now
Borrow up to $25,000 with rates as low as 7.93% APR
Pay it back in 5 years or less

Online in minutes

Get Funded

In a few days


Fixed monthly payment

Industry News

Small Business Loans

1. December 2015 / Business Loans

6 Considerations Before Getting Small Business Loans

For those who have a good idea for any business as well as your second thought would be to immediately seek small business financing, hold on and ask yourself – why? You ought to get three unusu

Borrow Money

30. November 2015 / Small Business Resources

Why SMBs Should Borrow Money Before Year End?

Signs of a strong economy are profuse. Sales of current properties still mounting, marking a return of the real estate market that flattened throughout the recession. Redundancy is moving down, and al

Plan Revenue Goals

28. November 2015 / Small Business Resources

Why November Is The Best Month For Entrepreneurs To Plan Revenue Goals?

Most small business owners plan their New Year’s revenue goals in January. It makes sense extemporary but, why be concerned about a new year even before it arrives? The dilemma about planning revenu