Borrow up to $25,000 with rates as low as 7.93% APR

Pay it back in 5 years or less

apply for new business get funded today monthly payments

If you’re a start up business or you’ve only been in business a few months then you know how hard it is to get a start up loan….until now.

Merchant Advisors provides you access to the top SEC regulated peer lending network on the internet.

This will allow you to get the new business funding you need within days at the lowest possible rate.

What is peer lending?

Person to Person Lending on the Internet (peer lending) enables individual lenders to locate individual borrowers and vice-versa. This model connects borrowers with lenders through an auction-like process in which the lender willing to provide the lowest interest rate "wins" the borrower's loan (you).

Why Peer loans are better

Lower rates

We reduce the cost and complexity of bank lending and pass the savings to you.

Fast, easy, online process

Apply online in minutes, get an instant rate quote.

Secure and confidential

Your identity and personal information are always protected and we don't share that information with investors.

Easy payment process

Fixed monthly payments can be automatically deducted from your bank account

No pre-payment penalties

You can pay off your loan at any time with no penalty.

No hidden fees


What do you need to qualify?

  • 0 – 5 months in business
  • FICO score of at least 660
  • At least 18 years old
  • US citizen or permanent resident
  • Have an open bank account
  • Have a valid social security number

Peer lending not available in the following states:


Indiana Kansas
Maine Mississippi
North CarolinaNorth Dakota