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Rates & Fees

Application Fee $0.00
Set Up Fee $0.00
Wholesale Wireless Terminals See Equipment Page
Wireless Access Fee $15.00
Transaction Fee $0.19
Visa/MasterCard Discount Rate* 1.59%
Statement Fee $8.95
Monthly Minimum $25.00
Annual Fee $0.00
Batch Header Fee $0.30
American Express and Discover Set Up FREE
AmericanExpress Rate See Chart Below
Discover Rate 1.69%/$.19
Cancellation Fee NONE
Contract Terms Month to Month
Downgrades: See Explanation



There is no cost or obligation to find out how much you qualify for.




American Express Rates - 3.10%-3.25%

Rates apply to Retail, Restaurant, Service & Professional merchants. Rates vary based on average ticket and annual charge volume


Discover Rates

Discount Rate 1.69%
Transaction Fee $0.19


There is no cost or obligation to find out how much you qualify for.



Explanation of Fees

  • Visa/MC Discount Rate
    The percentage rate assessed on the sales processed through your merchant account.
  • Statement Fee
    Included in your statement fee is your unlimited access to 24/7 merchant support to assist you with any questions you may have regarding support of your equipment, processing and billing questions. Additionally, a paper statement is mailed to you on a monthly basis detailing all your processing activity for the prior month.
  • Monthly Minimum
    A monthly minimum is the total amount of discount and transaction fees assessed to your account. You are billed only for your monthly minimum or your total fees that are assessed, whichever is greater.
  • Contract Term
    We currently have no contract term for our Free terminal program. You are free to process on a month to month basis and cancel anytime with written notice.
  • Batch Header Fee
    A fee assessed to electronically submit an accumulation or -batch- of authorized transactions for settlement and merchant funding.
  • Downgrades
    Non-qualified Surcharges also known as -downgrades- are a result of transactions that are assessed higher fees from Visa and MasterCard and are passed on to the merchant. Some non-qualified surcharges occur on specific cards (i.e. Visa Signature Card, Visa Infinite Card, MasterCard World Card, and -foreign- cards issued outside the United States ) as well as commercial cards such as Fleet Cards, Corporate Cards, GSA cards and Purchase Cards. A transaction can also be classified as non qualified if it does not contain all the attributes of a qualified transaction (i.e. batching out the same day a transaction was a uthorized, key entering a swipe transaction)

 

* Limitations Apply (0.0010 Visa/MasterCard assessment fee applies)



There is no cost or obligation to find out how much you qualify for.




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Testimonial

eAppraiseIT, LLC

I can tell you that I have been extremely satisfied with the service that we've received during the sales and set up process!

Trisha F, (Residential Appraisals) Poway, CA


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Harbor Transaction Mgmt, LLC dba Merchant Advisors is a registered ISO/MSP of Harris N.A. & Wells Fargo, N.A. Walnut Creek, CA Copyright 2006-2009 OnlineCheck.com/Merchant Advisors. All rights reserved
* American Express requires seperate approval