- Merchant Accounts
- Rates/Fees
- POS
- Get Started
Merchant Services
For Retail and Restaurant
Here's a low cost, hassle-free solution to begin accepting credit cards today. Try us out FREE for 30 days.
- FREE Terminal. (Lipman Nurit 2085)
- Next Day merchant funding! Process orders today-get paid tomorrow.
- Accept: Visa, MasterCard, American Express, Discover*
- 30 Day Free Trial
- No long-term contracts. Process month to month. Cancel anytime.
- *1.59% transaction rate
- NO Annual Fee
- 24/7 Dedicated Customer Support
- Trusted system used by over 180,000 merchants nationwide!
 |
Try us FREE for the next 30 days. If you don't agree that our credit card processing services have helped increase sales then contact us within 30 days and we'll refund your enrollment fees. You won't be billed for any monthly fees during your 30 day trial.(Only pay for the transactions you process. That-s all we ask.) |
 |
Nurit 2085 Terminal/Printer-In one. A $295.00 value. Yours FREE. |
Supports multiple payment types – such as credit, debit, EBT, check verification, check guarantee, prepaid, loyalty & gift cards. |
Do you already have a Point Of Sale (POS) system and just need a merchant account?
No problem. It is very rare we come across a POS supplier that we are not compatible with. We will work directly with your POS supplier to integrate your new merchant account provided by Merchant Advisors.
We make it simple and pain-free. You already have enough to worry about managing your business. Let us do the work for you.
If you prefer: Call Us Now: 800-870-7622 or Inquire Online Now
*American Express and
Discover accounts require separate approval.
Merchant Accounts
Rates and Fees
Retail/Restaurant - Free Terminal Program |
|
| Application Fee | $0.00 |
| Set Up Fee | $0.00 |
| Credit Card Processing Terminal/Printer-In One | FREE * |
| Terminal Replacement Program | FREE |
| Transaction Fee | $0.19 |
| *Visa/MasterCard Discount Rate | 1.59% |
| Statement Fee | $8.95 |
| Monthly Minimum | $25.00 |
| Annual Fee | $0.00 |
| Batch Header Fee | $0.30 |
| American Express and Discover Set Up | FREE |
| AmericanExpress Rate | See Chart Below |
| Discover Rate | 1.69%/$.19 |
| Cancellation Fee | NONE |
| Contract Terms | Month to Month |
| Downgrades: |
See Explanation |
| One Time Enrollment Fee | $98 |
* Limitations Apply
(0.0010 Visa/MasterCard assessment fee applies)
$98 one-time enrollment fee includes:
- Download & merchant configuration – terminal comes pre-programmed and ready to use! Plug it in and staring processing orders immediately!
- UPS shipping to any location within the U.S.
- Quick start training – a representative will personally walk you through how to use your new terminal.
- Free Terminal Replacement Insurance/Warranty – Should anything happen to your terminal we’ll replace it free of charge. This service is offered for the life of your account with Merchant Advisors.
American Express Rates - 3.10%-3.25%
Rates apply to Retail, Restaurant, Service & Professional merchants. Rates vary based on average ticket and annual charge volume
Discover Rates
| Discount Rate | 1.69% |
| Transaction Fee | $0.19 |
Explanation of Fees
- Visa/MC Discount Rate
The percentage rate assessed on the sales processed through your merchant account. - Statement Fee
Included in your statement fee is your unlimited access to 24/7 merchant support to assist you with any questions you may have regarding support of your equipment, processing and billing questions. Additionally, a paper statement is mailed to you on a monthly basis detailing all your processing activity for the prior month. - Monthly Minimum
A monthly minimum is the total amount of discount and transaction fees assessed to your account. You are billed only for your monthly minimum or your total fees that are assessed, whichever is greater. - Contract Term
We currently have no contract term for our Free terminal program. You are free to process on a month to month basis and cancel anytime with written notice. - Batch Header Fee
A fee assessed to electronically submit an accumulation or -batch- of authorized transactions for settlement and merchant funding. - Downgrades
Non-qualified Surcharges also known as -downgrades- are a result of transactions that are assessed higher fees from Visa and MasterCard and are passed on to the merchant. Some non-qualified surcharges occur on specific cards (i.e. Visa Signature Card, Visa Infinite Card, MasterCard World Card, and -foreign- cards issued outside the United States ) as well as commercial cards such as Fleet Cards, Corporate Cards, GSA cards and Purchase Cards. A transaction can also be classified as non qualified if it does not contain all the attributes of a qualified transaction (i.e. batching out the same day a transaction was a uthorized, key entering a swipe transaction)
Point of Sale
Already have a Point Of Sale (POS) system and just need a merchant account?
We work directly with your POS supplier to integrate your new merchant account provided by Merchant Advisors. We rarely come across an incompatible P.O.S. supplier and will cover your needs. We make it that simple.
Interested in saving money on your existing processing? We’ll save you at least 10% off your current processing. If we can’t, we’ll pay you $50 for your time. Why would we make such an offer? To learn why and how you’ll save money with us, click the following link Save on Current Processing.
Need help finding a new POS solution for your business? We can help. We work with a variety of POS Hardware & Software suppliers all across the country. We can recommend solutions that have worked well for other merchants who have had needs similar to yours.
Don’t pay more by signing an expensive lease for your point of sale system. We can offer you a less expensive solution that will help keep more money in your pocket.
30 Day Free Trial
If you don’t agree that our credit card processing services have helped increase your sales then contact us within 30 days and we’ll refund your enrollment fees.
You won’t be billed for any monthly fees during your 30 day trial. For the first 30 days, we only require you to pay for the transactions you process.
Are you a POS Hardware/Software VAR Looking for referrals?
We’re always looking to expand our recommended list of quality value added resellers that we can refer to our merchants looking for new systems or service contracts.
If you qualify, we’ll get you listed on our recommended VAR list for your geographical region. Call us or inquire online to learn more about this program