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401(k) Business Financing

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401K Business Funding

IRA/401(k) Small Business FinancingInvest your retirement funds into a small business or franchise without tax penalties.

Instead of traditional small business financing or franchise financing, many entrepreneurs and business owners have used our 401(k) small business financing plan. By rolling your existing retirement funds into our IRA/401(k) business financing plan you can invest in a small business or franchise inside your retirement plan... without tax penalties!

Here’s an alternative to small business financing that allows you to invest in something you can truly control while significantly affecting its value. Lower the overhead of your new business and enjoy higher retirement-account returns along with other outstanding benefits:

To learn how you can finance a small business or franchise while enjoying significant tax and credit advantages, call us or complete the product interest form on this page Our 401K funding program can be used in conjunction with any of our funding program!

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401K Benefits

The advantages of using this program over other financing options
are substantial both in regards to profitability and the success
rate of new businesses. Some of these benefits are:

  • Debt Free – Cash Rich

    Debt Free – Cash Rich: Your retirement funds can be structured as an investment into the business, so there are no debts that increase your overhead. Instead of sending money to a bank in the form of interest payments, that money can be reinvested in marketing, staff or equipment that helps the business grow faster.

  • Invest In Yourself

    Invest In Yourself: Use your retirement funds to invest in a business where you determine the rewards; you control the success of your retirement investment.

  • Lower Your Overhead

    Lower Your Overhead: Using retirement funds to start a business does not require bank loans or tapping into your home equity. Now the initial revenue your business generates can go into developing the business rather than paying off debt. Less debt means a quicker path to profitability.

  • Enjoy Tax-Deferred Savings

    Enjoy Tax-Deferred Savings: Paying taxes and penalties can minimize the amount of money available for you to invest. By avoiding unnecessary penalties and taxes, the 401(k) plan enables you to save more money for retirement.

How it Works

Our goal is to ensure the funding process of our clients business or franchise is as simple and beneficial as possible. The following describes the steps to roll existing funds into a new business or franchise - but your representatives will be handling almost all of the legwork.

Corporation
Form aCorporation

We will form this corporation or work with your attorney during the formation process

Corporation Sponsors
Corporation Sponsors a 401(k) Plan

Our unique 401(k) Plan has been designed to allow for investment into your corporation. The 401(k) Plan comes complete with a favorable determination letter from the IRS at no additional charge.

Rollover to new
Rollover to new Rollover to new

We will help you through the process of moving your retirement funds from your previous employer or IRA into the new 401(k) Plan.

401(k) Plan Invests in the Corporation
401(k) Plan Invests inthe Corporation

Your new 401(k) Plan purchases stock in the corporation. This 401(k) Plan now holds stock in the corporation and the business is debt-free and cash-rich from the sale of the stock. At this point, the corporation

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