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Fast Business Loans

Merchant Advisors assist with the placement of working capital business loans for small to medium sized businesses in all 50 states.
  • Get approved in 48 hours! Simple Application. 90% loan approval rate.
  • No obligation application. No cost to apply. No closing costs.
  • Receive funds in as little as 5 days from the time we receive your paperwork.
  • Poor credit not a problem.
  • A simple application process & quick funding
  • Poor credit not a problem.
Our lending program fills the void between traditional bank business loans and less attractive avenues of financing, such as taking on partners.

In short, through our program, you can secure lending where most banks stop, while retaining control of your business and meeting your business’s goals. 

Our program works for businesses with less than perfect credit. We’ve created an affordable, simple, and flexible approach to providing working capital of $5,000 to $500,000 or more. You’ll receive the cash fast; often in 5 to 7 business days! 


There is no cost or obligation to find out how much you qualify for.



  • Some of the most competitive rates available 
  • Loan Interest is tax deductible which further lowers the net effective rate.
  • Guaranteed rate over the life of your loan 
  • You can pay off your loan early
  • We offer business loans up to $1,000,000.
  • Your money is wired directly to your bank by our FDIC insured partner bank.
  • Great Solution for seasonal merchants.
  • Flexible financing options. We let you pick the loan repayment term.
  • We’ll approve new Restaurants in business for a minimum of 1 month.
  • We’ll approve most retail-oriented companies in business for a minimum of 6 months


There is no cost or obligation to find out how much you qualify for.




Select your interest below:








Testimonial

Tuffy Auto Service

You went out of your way to make sure everything was done in a smooth, efficient, timely manner. It was a pleasure working with you and I look forward to an ongoing business relationship.

Ron S, (Automotive Service) Mentor, OH


Watch our Nationally Televised Commercial
Accept Checks by Phone
Picture of Checkbook, Phone and Cash
  • $0.00 Transaction Fees
  • Only $49.95 Month



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Harbor Transaction Mgmt, LLC dba Merchant Advisors is a registered ISO/MSP of Harris N.A. & Wells Fargo, N.A. Walnut Creek, CA Copyright 2006-2009 OnlineCheck.com/Merchant Advisors. All rights reserved
* American Express requires seperate approval