- In order to qualify your business must accept either Visa, MasterCard, Amex or Debit
- You must process a minimum of $7,500 per month in combined Visa, MasterCard and debit sales
- You have been accepting debit and/or credit cards at your business for a minimum of 6 full months
- You own a business (or you have recently purchased a business) that has been opened for a minimum of 1 year
- You must be current with your landlord (we do perform a landlord verification call) or current with your mortgage if you own the building
- You cannot have any open bankruptcies in the last 24 months
Merchant Advisors will work with you to understand your needs and propose the best financial solution, even if it’s not with our company. Yes, providing you the best solution is more important than where it’s found. We'll provide the most favorable funding options up front. This way you can spend less time searching for business finances and more time growing your business. Honesty is just one of the advantages when you work with Merchant Advisors. Below are more significant and unique advantages that only we can deliver to you.
There is no cost or obligation to find out how much you qualify for.

- We guarantee to get you approved for more cash at the lowest cost of funds.
- We offer the longest payback period in the industry. 12 months.
- Lowest daily payback terms & lowest cost of funds. Easier on your daily cash flow.
- Business Cash Advance rates as low as 1.20
- Full disclosure of all fees and terms so you can be sure the decision for a Business Cash Advance is the right one for your business.
- No collateral, No personal guaranty and no financials needed!
- When the bank says no, we say yes.
- We offer funding programs that are not tied to your credit score but to your industry.
- We offer multiple Business Cash Advance solutions as well as non traditional loans which means we'll get you approved for the most cash at the best possible terms for your business.
- Dedicated Advisor assigned to your account.
- 99% of our applicants get approved for terms that fit their budget & cash requirements.
- Cash advances for merchants only 6 months in business.
- Merchant Advisors is nationally recognized as one of the largest providers of Business Cash Advances.
- We'll quickly fund from $5000 to $1 million to your business within 5 days.
- Quick turn around. 24 hour approval with no obligation.
- Multiple funding solutions. We fight for every deal to get you the terms you need at the rates you can afford.
- One point of contact for all your business financing & payment processing needs.
- Guaranteed savings on your current processing. Can help offset the fees for cash advance.
- No collateral, No personal guaranty and no financials needed.
- Monthly statements for account reconciliation. Easier for your accounting.
- We'll look at all your card types as well as CHECK & CASH SALES. No other provider takes ALL your sales into consideration in order to get you the most cash.
- You'll have a dedicated advisor for the life of your account. Someone that understands your needs.
- Fund POS equipment for new restaurants. Save money. Don't lease.
- 2nd position on existing loans.
- Over 90% renewals from existing customers. Happy customers stay with us long-term.
- Education. We evaluate the best options for your informed choice.
- Millions funded nationwide.
There is no cost or obligation to find out how much you qualify for.
Call us now or complete our no obligation online inquiry. One of our dedicated financial advisors will talk with you to determine what funding solution best fits your needs. With our broad range of funding programs we’ll shape a plan that gets you what you need, at the lowest allowable cost, and on time. There is no single funding product that meets all needs. That’s why we offer access to a variety of lending vehicles. If your business funding needs fall outside our Merchant Account Advance criteria, the following funding solutions might better meet your needs.
There is no cost or obligation to find out how much you qualify for.
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