Merchant Cash Advance
How does the Merchant cash advance work for you? A Merchant cash advance (also known as a business cash advance) allows you to receive cash in exchange for the purchase of a small portion of your future Visa® and MasterCard® receipts at a discount. We get paid when you do. It’s that easy.
We can give you the ideal funding that will fill unexpected dips in revenue and even help bolster your profits. What can do this? Our Merchant cash advance. We have a quick application process; we require no collateral, application fees or closing costs.
With a Merchant Cash Advance, you’ll immediately unlock cash flow for whatever your business might need: inventory, expansion, advertising, remodeling, or anything else that your business needs.
Remember, with Merchant Advisors, there is no off-season.
Merchant Cash Advance Advantages:
- 7% payback* over 12 months. Easier on daily cash flow.
- 95% approval rate.
- Approvals in 24 hours.
- Quick application – takes only 7 minutes.
- Cash wired directly to your bank in as little as 5 business days.
- No closing costs and no hidden fees.
- No fixed repayment schedule.
- Save money with lower rates on your credit card processing.
- No collateral.
- No personal liability.
- A-B credit is not required.
- No financial or tax returns required.
- Doesn’t show as a debt or loan on your credit report.
- May be tax deductible (ask your tax professional).
Approval requirements for the Merchant Cash Advance:
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You have been in your current business at least (6) months.
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Your business currently accepts Visa and MasterCard.
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You process a minimum of $5,000 per month in Visa or MasterCard receipts.
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You can provide 4 months of credit card processing statements.
Not sure if you meet these requirements?
We’re ready to help you. Call us now or complete our no obligation online inquiry. One of our dedicated advisors will talk with you to determine what funding solution best fits your needs.
With our broad range of funding programs we’ll shape a plan that gets you what you need, at the lowest allowable cost, and on time. There is no single funding solution that meets all needs. That’s why we offer access to a variety of funding vehicles.
If your business needs fall outside our Merchant Cash Advance criteria, the following funding solutions might better meet your financial needs:
Alternative Funding Solutions:
Fast Business Loans
Invoice Factoring