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182 posts by Patt
things to know about SBA Loans

The Small Business Administration (SBA) partners with banks to provide financing to small businesses. Examining these funding programs can help small businesses achieve the financial stability they need to succeed. As with every other financing option, SBA loans are also

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Small Business Loans for Retail Business

As a retail small business owner, you know that there are plenty of components that are running behind the successful operations of your retail business. From expenses such as bills, rent, inventory and payrolls, you can’t risk being low on

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Performance Appraisals

Workers, in addition to executives, frequently ask why businesses do employee performance appraisals. Any employee who has ever been on the receiving end of performance appraisal could argue why they perceive it to be useless and a complete waste of

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Business Sales Tips

As it’s a universal truth that sales is an important part of every small business; it is also quite common challenge for small businesses. If that is also your case then it can be useful to spare some time for

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Working Capital

Capital is the synonym for money and the working capital is the cash accessible to fund a business’ daily operations – basically, what you need to work with. In financial terms, working capital is basically the difference between current assets

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Small Business Loan Terms

As a small business owner, financing your small business is probably a major concern for you. After all, 82% of small businesses fail due to poor cash flow or bad cash management! Having the right type of funding is important

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finances

You have been cautioned about mixing business and pleasure, but what about personal finances and business finances? Sometimes, it may appear alluring to utilize your personal finances to help out while your business needs improvement; however it is not always

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With the stringent lending standards of banks at the present time, getting a business loan is a major achievement for someone who is starting a new business. Additionally, it can be an obstacle to overcome for existing businesses looking for

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Accounts Receivable Financing

Following the latest trends, it can possibly be noted that traditional and mainstream micro-business financing such as credit and business loans are insufficient or not within the range for small business owners. However, small business owners still realize the requirement

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Business Cash Flow

Managing your small business cash flow is an important part of ensuring that you have sufficient amount of money to pay your staff and contractors and suppliers, over and above building up cash reserves to invest in the growth of

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Working Capital Loans

Working capital is one of the most challenging financial concepts for small business owners to understand. Actually, the term means a lot of different things to a lot of different people. By definition, working capital is the amount by which

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Restaurant Equipment Leasing

As you get prepared to open a new restaurant business, something that you need to consider is whether or not to lease some of the commercial kitchen equipment. At the same time as you probably wouldn’t consider leasing a cooking

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best small business forums

It is a fact that small business owners don’t have the luxury of a big network of like-minded experts. Every business has its own type of niche, interest and business plan, so you don’t know where to go for the

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Commercial Loan

Borrowing cash for your small business is quite challenging, especially from traditional sources. Here’s how you can manage it. You’ve definitely heard that loan interest rates are rising, but have you asked yourself whether it will affect your current commercial

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small business financial management

The road to success as a startup business can be difficult and in the end challenging for so many reasons but inappropriate financial management is clearly a common reason of crisis among fledgling businesses everywhere in the world. Here are

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Small Business Lending Terms

Whether you’re in the startup phase of launching your small business or have been around for 20 years, looking for business financing can feel overwhelming. Having a terrific grasp of the essential terms to make an informed decision about financing

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startup business tips

Growing numbers of people are coming to realize that world of corporations and large businesses within the US has changed. Job protection is largely a relic, benefits are not almost what they used to be, and starting your own small

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small business loan application

Almost all small businesses experience the requirement of financing, whether for expansion purposes, covering working capital, or paying for major business purchases. The gold standard in lending is a small business loan. That is because it gives a lump sum

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Small Business Management Tips

Managing a small business is difficult. You are accountable of all the information, from sales to advertising, hiring, firing, leasing and stock. It is easy to feel overwhelmed when you are monitoring many other different details. The best thing is

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startup funding tips

With startups flourishing across the United States, every business whether small or large needs to raise funding to start its operations. With that being said, the fact remains that you really cannot expect your business to take off unless it

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Franchise Expansions

Failing to expect the cost of getting and staying in business is one of the most serious mistakes that usually new business owners make. When you start to explore franchise financing options, you quickly find out that one of its

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working capital requirement

One of the most important thing for a small business owner is finding the working capital for their business. Unluckily, most small business owners are doubtful when it comes to finding the right type of funding, and most self-proclaimed professionals

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resources for small business

When you are starting a small business, where do you go to get the help, tools and resources you actually need to develop your small business? There are masses of small business resources available that you might have trouble sorting through

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Alternative Lending

Traditional lenders are not offering the credit access that woman business owners need to grow. That is why it is time to look in the direction of alternative lending to find small business loans for women. As a women business

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Tips for Small Business Functionality

The New Year is a great opportunity to evaluate your small business processes, regulations, and plans to make sure you are running your small business as efficiently and effectively as possible. Here are some small business tips to help you

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