Merchant Advisors is a BBB Accredited Business. Click for the BBB Business Review of this Financial Services in Essex CT
Bad Credit Business Loans

Apply Now

24 HOUR APPROVAL
LOW RATES - FUNDING IN DAYS!

We value your privacy. Your information is safe and secure.

Bad Credit Business Loans

Are you struggling with bad credit? Are you tired of lenders saying "NO" due to bad credit history and need cash for your business in hurry? There is hope! Getting the money you need to support your venture can be easy by applying for a loan through Merchant.

When Your Funding Source Says “NO” Due To Bad Credit Issues, Merchant Advisors Says “YES”.

In the current shaky economic conditions, small businesses with bad credit often experience difficulty in getting quick business financing from banks. Because of the high risk, business loan rates are much higher and repayment terms are shorter than those for with ‘good’ credit. Approval takes forever and turnaround time is also quite lengthy. Procuring working capital in such circumstances has become a tough task for small businesses. This put businesses further into debt, straining its credibility as well as credit rating.

Business Financing For Businesses with Bad Credit

Merchant Advisors offers bad credit business loans that don’t require a perfect credit score. We count on your business performance - not on your credit score. A majority of our business loans for bad credit don’t show up on your credit report as an outstanding loan. And, this means that your business can take advantage of other financing programs outside of what we provide.

The greatest benefit about our bad credit loans is that you don't have to provide any type of collateral. A lot of the time there will be minimal credit checks and the credit checks are in place only to make sure you’re human! Plus we ensure a smooth borrowing and repayment process. The repayment terms are flexible and you don’t need to have a business plan to get a loan. Whether you need funds to cover payroll or buy new inventory, or wanting to make an expansion; our bad credit business loans cover everything.

Apply Now

QUICK AND FAST BAD CREDIT BUSINESS LOANS

  • Certain programs report positive history to credit bureaus.
  • Helps you establish a positive credit history personally and through your business
  • Lower rates and flexible terms
  • Get cash within hours of your approval.
  • Get your credit back on track.

What Sets Us Apart from Other Lenders?

  • No collateral required for business loans
  • Poor credit ok, bad credit, no business credit- O.K
  • No strings attached to small business loans – transparency in the process
  • No business loan application fee or business loan closing fees Certain loan programs are tax deductible
  • Multiple small businesses, unsecured loans, and multiple credit options
  • Merchant Advisors = Small business financial advisors creating custom business loan plans

Industry News

What Not To Tell To A Lender

29. July 2015 / Small Business Resources

What Not To Tell A Lender When Applying For Funding

When applying for a small business loan, it’s smart to keep in mind the advice to “Think twice when you decide to speak.” Regardless of what type of loan you’re searching for, you’ll imp

Small Business Loan

28. July 2015 / Business Loans

Why A Small Business Loan Program Is So Impressive?

Over the past few years, small business lending industry has changed a lot. This trend was driven by the tight lending criteria and high denials of loan applications around 2008, causing small busines

1

27. July 2015 / Small Business Resources

What You Should Know About The Security In Online Lending?

Over the past few years, online lending has increased among small business industry. Though, online lending options offer the easiness, expediency and automation funding process, borrowers must also p