Higher Commissions. Better Agent Support.

There are plenty of companies out there offering cash advances to small business owners. So why should you partner with Merchant Advisors as a referral agent or direct selling agent? The answer is simple: We make bigger cash advances-up to 30% bigger than our competitors. That means 30% more commission for you. And with a 98% approval rate on all cash advance applications you can rely on one company to handle all your merchants. But there's more to it than bigger commissions. At Merchant Advisors, we offer unparalleled support, both for the merchant and for you, the agent. Depending on the type of partnership you choose, we'll complete merchant applications, approve them promptly, reprogram terminals, and get your merchants funded as quickly as possible. As a registered Merchant Service Provider of Visa/MasterCard and with over 25 years combined experience in the bankcard business, Merchant Advisors will provide the support you need with all aspects of merchant bankcard acquisition, conversion and ongoing maintenance. When our agents succeed, we succeed. That's why we provide everything you need to build your agency and enjoy even greater success for your company.

Our Quick Start Cash Advance Agent program includes:

Training manuals Live trainings for your office Personalized marketing materials Your own customized web site. Email & Email hosting Web hosting Your own dedicated Merchant Advisors Support Administrator Free Leads!  (for qualified agents) You'll also benefit from the brand recognition generated by our national TV commercials, as well as our "Free Terminal Swap" program, which allows qualifying merchants to replace their worn, outdated, or rented equipment with a free, state-of-the-art terminal.

Spend more time generating new merchant opportunities

More money, less hassle, and a better experience for you and your merchants. It's time you partnered with Merchant Advisors.

Agent Bank Program?

Anytime you say "No" to a higher-risk business applicant, there's a good chance you'll never see that business gain. The Merchant Advisors Bank Partnership Alliance gives you the opportunity to accept higher-risk applicants without having to bear the risk yourself. The Merchant Advisors Bank Partnership Alliance allows your financial institution to offer credit card, ACH and Working capital solutions to business owners who do not meet your present credit requirements. We offer several options depending on your specific needs. From Tier 1 low risk, retail business to Tier 2 sub prime, high risk merchants, we have the experience and the solutions to approve 98% of your merchant referrals. What's in it for you? We pay a one-time referral fee for approved accounts. For credit card and ACH processing, we also offer monthly revenue-sharing. More importantly, we help ensure that your customers' commercial business stays with you, and that all proceeds from credit card and ACH transactions are deposited in your financial institution.

Referral Partner Program - Credit Card & ACH Processing

Merchant Advisors specializes in providing working capital solutions to C, D and E credit businesses. We typically accept businesses that don't fit your standard credit underwriting requirements. From new restaurants to companies with poor credit, we've got a solution to fit most customers' needs. We provide sub-prime loans and merchant cash advances against future credit card transactions.

PARTNERSHIP SERVICES:

Merchant Cash Advance - Offer your customers working capital against their future credit card sales. Give your bank a competitive advantage by offering a product your competition doesn’t. Sub Prime Business Loans - Monetize your declined loans with no risk. Keep your customers’ commercial checking account business even when you choose not to offer them a loan directly. Credit Card Processing - Free Terminal with Retail Merchant Program. A great way to acquire new business customers. Internet, Mail/Telephone Order Program – Low, Medium, High Risk Accepted. 98% Merchant Approval Rate ACH Processing - Offer ACH processing capabilities to merchants who wish to process Check By Phone and Internet Check Payments. 98% merchant approval rate for ACH merchants.

Joint Venture Program

Your clients all require the services of a payment processor, and they all need to increase cash flow. By partnering with Merchant Advisors, you can help them find a processor they can trust, and you can generate easy income without any risk or hassle. It's as simple as this: you endorse Merchant Advisors to your client base, and we pay you a referral fee for every client who signs up with us. Offer your clients a genuine service. Your clients trust you to help them navigate the complexities of the small business world. By endorsing Merchant Advisors, you can be confident that you're offering them genuine value. We're experts in everything related to credit card transactions (point of sale, telephone, Internet), as well as online and telephone virtual check payment. We even offer business financing in the form of cash advances against future credit card receipts. At Merchant Advisors, we're more than a vendor to our business clients. We're true advisors, helping them to solve problems and reach new heights in their businesses. That means we bend over backwards to make terms work within a customer's needs. We respond quickly and expertly-not just at the beginning of a relationship, but for the long haul. Let us do all the work. At Merchant Advisors, we've already done the hard work of thinking through the details of a win win partnership. From marketing collateral to follow-up, we'll provide everything needed to make our partnership work.

Services We Offer:

Merchant Accounts (retail and restaurant) Merchant Accounts (e-commerce, mail/phone order) Telephone Check Processing Online Check Processing Business Cash Advance (against future credit card receipts) Business Loans

HOW YOU BENEFIT:

Generate more income from your existing client base Assume no risk, no extra time commitment Offer your clients added value Improve client retention Attract new clients by offering an additional service Generate up-front and residual income from your client base