ACH Processing - Rates and Fees
Our ACH Account includes the following features:
- Virtual Terminal to key-enter Checks By Phone or by Fax.
- API/Gateway to process online checks via your web site.
- Online reporting tool to track all your transactions.
- And a complete list of features listed below-
|
Small Business |
Enterprise | Specialty Risk | |
| Activation Fee | $0.00 | $0.00 | Review |
| License Fee | $00.00 | $249.95 | $349.95 |
| Monthly fee |
$49.95 |
$75.00 |
$100.00 |
| Transaction fee* |
$0.00 ** |
$0.15 to * |
Review* |
| Discount Percent of Sales fees* |
0% |
0% |
Review* |
| Per Transaction Limit |
* |
* |
* |
| Limit on number of transactions |
No |
No |
No |
| Ability for customized Accept / Decline URL's |
Yes |
Yes |
Yes |
| Ability to void pending transactions |
Yes |
Yes |
Yes |
| Ability to override declined transactions |
Yes |
Yes |
Yes |
| Merchant settlement by pre-authorized paper drafts |
Yes |
Yes |
Yes |
|
Optional Electronic Check Processing Settlement (ECP - ACH Service) Option |
Yes |
Yes |
Yes |
| Settlement by file |
Yes |
Yes |
Yes |
| Secure hosted payment/gateway page |
Yes |
Yes |
Yes |
| Ability to host secure payment/gateway page on your servers |
Yes |
Yes |
Yes |
| Batch / bulk file check processing |
Yes |
Yes |
Yes |
| Automated NSF Representment |
Yes |
Yes |
Yes |
| Customizable payment/gateway page |
Yes |
Yes |
Yes |
| E-mailed merchant new payment notifications |
Yes |
Yes |
Yes |
| Embedded shopping cart function |
Yes |
Yes |
Yes |
| Transaction fraud scrub |
Yes |
Yes |
Yes |
| Address / Telephone Verification Service |
Yes |
Yes |
Yes |
| Positive search on bank routing number |
Yes |
Yes |
Yes |
| Negative data scrub |
Yes |
Yes |
Yes |
| Positive real-time bank verification |
Yes |
Yes |
Yes |
| Ability to block consumer accounts |
Yes |
Yes |
Yes |
| Transaction history displayed |
Yes |
Yes |
Yes |
| Secure Merchant Utilities Access (admin / reporting) |
Yes |
Yes |
Yes |
| Download reports in plain text |
Yes |
Yes |
Yes |
| Advanced searchable reporting |
Yes |
Yes |
Yes |
| Ability for scheduled / prearranged payments |
Yes |
Yes |
Yes |
| Customizable payment/gateway page |
Yes |
Yes |
Yes |
| Developer's Package |
Yes |
Yes |
Yes |
| Virtual Terminal allowable Users |
3 |
Unlimited |
Unlimited |
| Virtual Terminal |
Yes |
Yes |
Yes |
| API for Internet transaction processing |
Yes |
Yes |
Yes |
| API for Express Verification Service |
Yes |
Yes |
Yes |
|
*Based on Underwriting and Volume. **Includes 100 free transactions/month. $0.45 per transaction thereafter |
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Our Risk Free Guarantee-
- Don't pay us a penny until your account is approved.
- 60 day, unconditional, no strings attached money back guarantee. If you-re not happy for any reason we'll immediately issue you a full refund.