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24 HOUR APPROVAL
LOW RATES - FUNDING IN DAYS!

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Check by Phone - Rates & Fees

  • Virtual Terminal to key-enter Checks By Phone or by Fax.
  • API/Gateway to process online checks via your web site.
  • Online reporting tool to track all your transactions.
  • And a complete list of features listed below:
Small Business Enterprise Specialty Risk
Activation Fee $0.00 $0.00 Review
License Fee $97 $97 $347
Monthly fee $49.95 $67 $97
Transaction fee* $0.00 ** $0.19 to * Review*
Discount Percent of Sales fees* 0% 0% Review*
Per Transaction Limit * * *
Limit on number of transactions No No No
Ability for customized Accept / Decline URL's Yes Yes Yes
Ability to void pending transactions Yes Yes Yes
Ability to override declined transactions Yes Yes Yes
Merchant settlement by pre-authorized paper drafts Yes Yes Yes
Optional Electronic Check Processing Settlement
(ECP - ACH Service) Option
Yes Yes Yes
Settlement by file Yes Yes Yes
Secure hosted payment/gateway page Yes Yes Yes
Ability to host secure payment/gateway page on your servers Yes Yes Yes
Batch / bulk file check processing Yes Yes Yes
Automated NSF Representment Yes Yes Yes
Customizable payment/gateway page Yes Yes Yes
E-mailed merchant new payment notifications Yes Yes Yes
Embedded shopping cart function Yes Yes Yes
Transaction fraud scrub Yes Yes Yes
Address / Telephone Verification Service Yes Yes Yes
Positive search on bank routing number Yes Yes Yes
Negative data scrub Yes Yes Yes
Positive real-time bank verification Yes Yes Yes
Ability to block consumer accounts Yes Yes Yes
Transaction history displayed Yes Yes Yes
Secure Merchant Utilities Access (admin / reporting) Yes Yes Yes
Download reports in plain text Yes Yes Yes
Advanced searchable reporting Yes Yes Yes
Ability for scheduled / prearranged payments Yes Yes Yes
Customizable payment/gateway page Yes Yes Yes
Developer's Package Yes Yes Yes
Virtual Terminal allowable Users 3 Unlimited Unlimited
Virtual Terminal Yes Yes Yes
API for Internet transaction processing Yes Yes Yes
API for Express Verification Service Yes Yes Yes

*Based on Underwriting and Volume.

**Includes 100 free transactions/month. $0.45 per transaction thereafter

30 Day Guarantee

  • Don't pay us a penny until your account is approved.
  • 60 day, unconditional, no strings attached money back guarantee. If you're not happy for any reason we'll immediately issue you a full refund.
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