Accept Checks Online

SpeedChex, our internet gateway, is an information capture and processing service that allows customers to pay for your goods and services through your web site by check. There’s more.

Your customers never need to mail in checks when you begin processing transactions at your web site or check by phone. Since more than 75 million Americans use checks instead of credit cards, your increased cash flow is unavoidable. Check out more benefits below.

Benefits of Online Check Acceptance

• Collect bill payments & past due payments over the web 24 hours a day.
• Charge a “convenience fee” and gain a revenue source from last minute or overdue online payments.
• Increase online sales by offering an additional payment option.
• Improved Cash Flow. Get access to funds within 48 hours.
• Funds automatically deposited to your business checking account.
• Easy set up & Secure web-based system. No programming required. Automatically resubmit NSF items for what date you choose. Easier collection.
• Low transaction costs. Less than half the cost of accepting credit cards.
• Customer accessible online transaction archive.
• Eliminate paper statements. Set up one-time or recurring payments for billing.
• Automated data files allow for easy import to your accounts receivable system.
• Comprehensive online reporting. Save real-time and historical customer data.
• Custom fields allow you to track company specific customer data.
• User rights management allows you to control access among your employees.
• Automated purchase confirmations emailed directly to your customer.
• Customize payment pages with your company information.

Can I see a demo of the system? Of Course! Click the demo button now.

How can by customer pay by check at my web site?

Customers are presented with a simple, secure "check-like" interface that shows them how to find and input their bank account information. Your company is notified instantly when a check payment is received.

Your consumer can input their checking account information directly into their web-browser and our system will deliver the check data to our authorized processing center that will convert the check information into an ACH transaction.

Screenshot of Sample Internet Check Acceptance form:

The following customizable Internet payment form is available to you when using our Gateway Services.

This form can be integrated directly to your site or shopping cart. We also offer fee based programming and Integration support for e-commerce merchants who require such technical assistance.

The following would be an example of the check out process a customer would see when purchasing via check from your web site:

Steps to follow:

• Step 1: Pull out the next valid check.
• Step 2: Copy all information from that check to the Online Check form below.
• Step 3: Press the "Proceed to Authorization" button and wait for the confirmation screen. Then print your copy.
• Step 4: Write void on your check and keep it with your printed receipt.
• Step 5: Make sure to record an entry in your check book for the amount of this check and the check number. You will see this transaction in your monthly bank statement soon.