Check by Phone

Our Check by Phone service gives your business the ability to accept payments by phone from your customers. You can accept checks by phone as easily as accepting a credit card payment.

With our ACH processing system, check processing in real-time and faster access to funds couldn't be easier. Read on to learn more.

Check by Phone Benefits

• No more -Check in the mail,- Collect bill payments & past due payments over the phone.
• Add a -convenience fee- to convert revenue from last minute or overdue payments.
• Automatically resubmit NSF items for what date you choose. Easier collection.
• Low transaction costs. Less than half the cost of accepting credit cards.
• Increase sales by offering an additional payment option to your customer.
• Improved Cash Flow. Get access to funds within 48 hours.
• Debit savings, checking, personal and corporate accounts.
• Ship products faster with no COD hassles.
• User friendly gateway- web based
• Unlimited users.
• Limit information & security permissions access by assigned user name.
• Recurring billing- take control of when your customer pays you. You choose billing dates.
• Billing is easy to reconcile- Gross sales amount is deposited to your bank. Pay the processing fee at end of month.
• Easy to integrate gateway with your website- doesn't require an IT staff.

How Check by Phone Works- and more

How Do I Submit Transactions?

You can send transactions to us in a batch that is uploaded to our secure web site. Or individual checks can be processed in real-time at our secure virtual terminal that can be accessed safely from any internet connection.

Powerful Scheduling

One of the most powerful features of the EFT software is how easy it is to schedule billing transactions.

Schedule a single transaction for a new customer, for multiple recurring transactions, or for a group of customers. It-s up to you. And, it-s simply a few clicks away.

Recurring EFT transactions can be scheduled to recur on a weekly, biweekly, monthly, quarterly, semiannual, annual, or custom number of days.

EFT transactions can be scheduled for months and even years into the future - all with the simple click of a button.

Advanced Resubmit Options

Another powerful capability of our check by phone program is its ability to handle rejected and NSF items.

The system allows you to customize according to your specific needs. You choose when you-d like NSF items resubmitted-immediately or certain days in the month. You decide.

 You can automatically reschedule these transactions or you can set the system to allow manual resubmission of transactions. Using the manual resubmit option allows you to confirm funds are available or to make customer contact before a second collection attempt.

Comprehensive Reporting

As part of the standard program you get comprehensive reports that give you critical financial information you need.

Look at a customer-s payment history or if you need to analyze your company-s future revenue streams, you will have the reports you need.

The comprehensive and analytical reports improve your company's efficiency. Even better, they allow you to spend focused time growing your business instead of dealing with daily collection and cash flow issues.

Multi-user / Multi-company capable

Our electronic funds transfer (EFT) software is fully network capable. The number of simultaneous users accessing the software is based on the number of users on your network.

In addition to using the system to handle your company-s billing needs, it is also multi-company capable.

You can use the software to process multiple divisions or the EFT transactions for multiple companies. This is effective especially for franchises.

Why Choose Us?

Your Satisfaction is our Focus
Cash flow and your customer relationships are the two most important aspects of your business. Fulfilling your business needs is our focus.

Always On Time
This is why we will be here to make sure that your transactions are processed accurately and on time, every time.

Simple System
Our system is easy to use. Once you-ve completed our simple application and are approved, you can begin accepting checks in minutes. Get started today and accept checks by phone within 48 hours.

We Serve You
If there is ever a problem, we will provide the answers and solutions that you need. Our dedicated financial advisors are always ready to help.