Business Cash Advance
- Funding up to $1,000,000 based on your credit card sale
- You pay only when you get paid
- Only agreed upfront cost (no APR)
- No hidden fees or extra charges
Fill out our quick 3 step loan application online by providing basic business information to qualify.
Provide a little information to determine which program you qualify for and get fast approvals.
The repayment is flexible. You will only pay when you get paid. It’s that simple.
Small businesses are booming all over the US, thanks to business cash advances.
When getting a business loan, many small businesses look to traditional lenders and banks as their only funding option. But due to their rigorous credit scoring structure, getting a small business loan has become almost impossible.
Luckily, there is an alternative funding solution available – a business cash advance from Merchant Advisors.
Getting a business cash advance is super easy and fast compared to traditional bank loans. You can get cash from $5000 to $1,000,000, to cater to all your financial needs. A business cash advance is unsecured cash given in exchange for a small portion of your future credit card sales. The repayment is simple – a pre-agreed percentage of your future business’ credit card transactions. There are no late payments and no cash flow interruptions. Moreover, there are no constraints on how you use your cash advance.
To be eligible for a business cash advance, all we ask is that you’ve been in business for at least 6 months, process a minimum of $5,000 per month and can provide 4 months of your credit card statements. That’s it!
Merchant Advisors has been the flagship platform for small business loans and working capital since 2003. The traditional lending process can take up to 90 days to approve, whereas Merchant Advisors offers pre-qualification in 1 hour, approval in 30 minutes, and funding within 3 to 5 business days. Follow the simple loan application steps mentioned below to apply online, or contact us directly and our financial advisors will help you through the application process.
To get started, fill out our quick 3 step loan application online by providing basic business information to qualify.
Provide a little information about your business to determine which program you qualify for.
You will get an email almost immediately with the status of your loan and someone will reach out to you. We generally call, but if you’re the email-type, no worries, our financial advisors can use that too!
We'll quickly fund from $5000 to $1 million to your business within 5 days.
We offer the longest payback period in the industry. 12 months.
Lowest daily payback terms & lowest cost of funds. Easier on your daily cash flow
Business Cash Advance rates as low as 1.20
No collateral, no personal guarantee and no financials needed!
99% of our applicants get approved for terms that fit their budget & cash requirements.
Cash advances for merchants only 6 months in business.
Quick turnaround. 24 hours’ approval with no obligation.
One point of contact for all your business financing & payment processing needs
Business Cash Advance, known also as Merchant Cash Advance, involves you receiving cash for selling a small portion of your future Visa and MasterCard receipts. It's that simple.
The business cash advance is established when a merchant sells an agreed-upon percentage of future Visa and MasterCard merchant account receivables in order to gain needed capital.
This is pretty much similar to invoice factoring, except in this case your future credit card receivables are factored rather than the business to business invoices.
Restaurant businesses don’t generally fail for just any single reason. It is a combination of problems that build upon one another. However, when you are passionate and proactively address the commoRead More
Since the financial crisis, banks have been cutting back on small business financing. As it became difficult for small businesses to get access to traditional loans, online lenders sprung up to fill tRead More
Following the latest trends, it can possibly be noted that traditional and mainstream micro-business financing such as credit and business loans are insufficient or not within the range for small busiRead More
Starting a successful small business will be one of the most difficult; however probably most rewarding, things you do. Most of the people have had a business idea sooner or later in their lives. ActuRead More